Certificates of Deposit

Pisgah Community Bank has a variety of rates and terms available to you. Select a term tailored to your investment needs from 7 days to 60 months

What makes our CDs different?
Peace of mind knowing your investments will keep pace.

All certificates with maturities 12 months and over have these two STEP options available after 6 months:…

STEP UP: Interest Bump Have interest rates gone up since you opened your CD with us? Just stop in or give us a call and we'll adjust your rate to the current rate offered;
STEP OUT: Penalty FREE Withdrawal Feature Enjoy one penalty-free withdrawal of up to 50% of the original value;

Account Name	Minimum Balance to Open	Grace Period After Maturity	Transaction Limitations
7 Days-29 Day Certificate of Deposit	$500	7 Days	Interest earned daily and credited at maturity Early withdrawal penalty of all interest for CD period whether earned or not
30-179 Day Certificate of Deposit	$500	7 Days	Interest earned daily and credited monthly. Early withdrawal penalty equal to 30 days loss of interest whether earned or not
180-364 Day Certificate of Deposit	$500	7 Days	Interest earned daily and credited monthly. Early withdrawal penalty equal to 90 days loss of interest whether earned or not
12 Month-60 Month Certificate of Deposit	$500	7 Days	Interest earned daily and credited monthly. 50% of initial deposit can be withdrawn once during the term without penalty if funds have been on deposit at least six months. Additional withdrawals assessed an early withdrawal penalty equal to 180 days interest